USDA Rural Development Zero-down Home Loans

—Bringing affordable housing to rural America.

You can still buy a home with Zero Down!

The USDA Rural Development loan provides 100% financing of a home in a RD eligible area.

Over 85% of Michigan is geographically eligible for this loan. RD offers more relaxed guidelines than traditional loans.

The Rural Development loan offers:

• No down payment
• No monthly mortgage insurance
• Seller can pay for most, if not all your closing costs
• Recent bankruptcy and foreclosures are eligible with a credit score above 620

You might be surprised to find out how close you are to an eligible RD location or you may already be in one.

Click here for a map of eligible USDA-RD areas.

Although there are no loan amount restrictions there are income limits that depend on the county you are looking in and the number of people living in the home with you.

To find out if a Rural Development loan is right for you, contact one of our experts today for a FREE no obligation consultation.