Mortgage Closing

—After your loan is approved, you are ready to sign the final loan documents.

Signing normally takes place in front of a notary public

• Review the documents prior to signing.
• Make sure that the interest rate and loan terms are what you were promised.
• Verify that the name and address on the loan documents are accurate.

Fees to expect at closing

• Bring a cashiers check for the down payment and closing costs if required.
• Personal checks are normally not accepted.
• You also will need to show your homeowner's insurance policy, and any other requirements such as flood insurance, plus proof of payment.

Your loan will normally close shortly after you have signed the loan documents. On refinance loan transactions federal law requires that you have 3 days to review the documents before your loan transaction can close.

To find the loan option that fits you best, contact us to get pre approved. It only takes about 10 minutes, can be done over the phone, and all the information we will need to know you will probably know right off the top of your head.