USDA Rural Development Zero-down Home Loans

usda_1Bringing affordable housing to rural America.

You can still buy a home with Zero Down!

The USDA Rural Development loan provides 100% financing of a home in a RD eligible area.

Over 85% of Michigan is geographically eligible for this loan. RD offers more relaxed guidelines than traditional loans.

The Rural Development loan offers:

  • No down payment.
  • Low monthly mortgage insurance.
  • Seller can pay for most, if not all your closing costs.
  • 640 credit score required.
  • You might be surprised to find out how close you are to an eligible RD location or you may already be in one.

Click here for a map of eligible USDA-RD areas.

To find the loan option that fits you best, contact us to get pre approved. It only takes about 10 minutes, can be done over the phone, and all the information we will need to know you will probably know right off the top of your head.
Call (248) 608-9120 to get your Mortgage rate today!